Which of the following is NOT required for Kristin to become a Maryland insurance producer?

• A. Pass a licensing exam
• B. Have a college education
• C. Complete pre-licensing education
• D. Submit fingerprints

Answer: (B)

Maryland licenses for an insurance producer are built around demonstrating knowledge and a clean background, not on having a college degree. To qualify, you generally must complete any required pre-licensing education for your line of authority, pass the licensing exam, and submit fingerprints for a background check. A college education is not a standard requirement for obtaining the license, even though earning a degree can be beneficial in the long run. Some lines may have specific education waivers or exemptions, but the typical path relies on education hours, a passing exam, and a background check rather than a degree.