Which of the following describes notice required for property policy cancellation or non-renewal?

• A. 30 days written notice
• B. 45 days written notice
• C. 60 days written notice
• D. 90 days written notice

Answer: (B)

In Maryland, the notice required for canceling or not renewing a property policy is a 45-day written notice to the insured. This timeframe gives the policyholder enough time to arrange replacement coverage and understand how protection will end, whether the insurer is canceling during the policy term or choosing not to renew at the end. The 45-day period balances fairness with the insurer’s ability to manage risk. The other intervals are longer or shorter than the standard in Maryland and don’t align with the typical requirement for these actions.