What is the insurer's duty to defend in liability coverage?

• A. The insurer has no duty to defend.
• B. The insurer must provide a defense for the insured in covered liability lawsuits, up to policy limits.
• C. The insurer must pay any judgments rendered against the insured.
• D. The insurer only defends if the insured pays a separate defense deductible.

Answer: (B)