Insurance companies in Maryland must submit forms to the Insurance Commissioner in duplicate. What is the one exception to this rule?

• A. If the forms are filed electronically
• B. If the forms are filed with a signature
• C. If the forms are filed in triplicate
• D. If the forms are filed by mail

Answer: (A)

In Maryland, forms submitted to the Insurance Commissioner must be provided in duplicate. The one exception is when the forms are filed electronically. Filing electronically satisfies the submission requirement through the regulator’s system, so two physical copies aren’t needed. The other options don’t fit because simply signing the form, filing more than two copies, or mailing the forms doesn’t change the requirement; electronic submission specifically is the recognized exception that substitutes for the duplicate paper copies.