In Maryland dwelling policies, which statement correctly describes DP-1, DP-2, and DP-3?

• A. DP-1 is open-peril; DP-2 is named-peril; DP-3 is coverage that's identical for all.
• B. DP-1 is broad-peril; DP-2 is open-peril; DP-3 is named-peril.
• C. DP-1 is basic named-peril; DP-2 is broad-peril; DP-3 is open-peril on dwelling and structures, with personal property coverage often more limited.
• D. DP-1, DP-2, and DP-3 all provide identical coverage.

Answer: (C)