All of the following are true of renewal premium obligations EXCEPT

• A. The insurer must provide notice of renewal premium due at least 10 days prior to the due date.
• B. The insurer must provide notice of renewal premium due at least 60 days prior to the due date.
• C. The insured must be notified of renewal premium due in writing.
• D. The renewal premium is due on the policy anniversary date.

Answer: (A)

Renewal premium obligations center on giving the insured clear, timely notice and tying the due date to the policy’s cycle. The insurer must send a renewal notice in writing at least 60 days before the premium is due, giving the insured ample time to review any changes, decide on renewal, and arrange payment. The renewal premium is due on the policy anniversary date, which creates a predictable renewal timeline. Therefore, the statement that notice must be given at least 10 days prior is not true—the required period is 60 days. The other points—written notice and a due date on the policy anniversary—are typical renewal requirements.